Claim Insurance
Claim Insurance
Whiplash Injury Insurance Claims – Fraudulent Or Genuine?
Although the concept of whiplash was first introduced over 80 years ago and it is scientifically recognised as a legitimate injury, the authenticity of low speed impact claims continue to promote conflicting arguments from insurers and personal injury specialists.
Low speed impacts are typically accidents that occur under the speed of 10 mph and there is often little or no damage to either of the vehicles involved. However passengers of the vehicle that has been struck often complain of neck, shoulder and back pain, typically referred to as whiplash injuries. </i>Sometimes the effects of such injuries are not always immediately apparent and can often appear a number of days after the collision.
When faced with such claims, insurers often try and argue that as the accident occurred at such a low speed, the symptoms complained of are either non-existent or exaggerated and it is often alleged that the majority of such claims are fraudulent. Insurers base these accusations on tests that are carried out on crash test dummies, which show that when a vehicle is struck at a low speed potential whiplash injuries are fairly rare.
The opposing argument for these assertions are that although there may be no apparent damage to the vehicle, research carried out in 2003 and 2004 confirmed injuries are just as likely to be sustained in a low impact collision, as in a high speed accident.
Any results produced following experiments on crash test dummies can also be questioned, as they are usually set up using dummies of an average height and build. It is also likely that the crash test dummies are seated correctly, with seats and headrests in the appropriate position, to minimise or eliminate any potential whiplash injuries. These factors are important when considering the validity of any test results as studies have confirmed that the severity of whiplash injuries are governed by the position of the cars headrest and certain groups such as women and tall people are more prone to suffer whiplash injuries.
Whiplash occurs when the soft tissue and ligaments in the neck or back are strained after a sudden movement or jolt. On the whole, the majority of whiplash injuries subside within a 6 – 9 month period, however approximately 5-10% of cases in the UK show that some injuries last in excess of 1 year and individuals are left with more serious chronic symptoms. Past cases involving more serious injuries have occurred when a vehicle is hit at a low speed. Each individual case is different and each set of facts must be assessed separately on its own merits, therefore it cannot just be assumed that all low speed impact claims are fraudulent.
Although the vehicle may show no damage, the velocity and accompanying force has to be transferred somewhere and usually, this is directly to the occupants of the vehicle being struck, as even at low speeds, the occupants are unable to brace themselves for the impact to prevent any injuries occurring.
Therefore, the occupants are the victims of the accident and are entitled to pursue a claim to recover compensation to redress the <a target=”_new” href=”http://www.theclaimsconnection.co.uk/q&a-personal-injury.html”>whiplash injuries</a> and any other losses suffered.
About the Author
This article has been written by Sarah Nandhra who is a trainee solicitor working for Winston Solicitors, based in Leeds, West Yorks UK. Website; http://www.theclaimsconnection.co.uk
Can I claim insurance if the package got opened during the delivery process?
I recently shipped a package that contains many electronic parts. And the addressee complaint about the package was unsealed and opened upon the delivery. Many parts are missing. Can I claim insurance or find a solution with UPS regarding this matter?
Please help!
Sure you can CLAIM. UPS might even give you some coverage!
Of course, if THEIR records indicate that the package was delivered sealed, they will deny the claim.
Insurance Claims
Insurance Claims
Audit finds problems with ‘All Kids’ insurance program
SPRINGFIELD –Expanding the “All Kids” health insurance program cost Illinois $70 million last year, a figure that could have been reduced if administrators had kept a sharper eye on who was getting assistance, the state auditor reported today. “All Kids,” a legacy of former Gov. Rod Blagojevich’s administration, keeps paying medical claims when families don’t pay their premiums, the audit said …
Insurance Agents : How to Negotiate a Total Loss Insurance Claim
How do I get a job as an insurance claims adjuster without experience?
Every place I look at wants 2-5 years claims experience. How do you get experience?
Just start to apply with every insurance company in your area.
Now a days, most companies want their adjusters to have a 4 year degree. It does not matter what it is in, but you have to have it.
Just start getting those resumes and cover letters out. You can also speak with your insurance agent and see if they know if your company is hiring.
Transit Insurance
Transit Insurance
Cheap Courier Insurance: Is it Possible?
Courier insurance is one of the most important cost factors of a courier business. There is no doubt that courier insurance provides protection against many unwanted things that could happen during a courier business’s operations, and such protections are priceless indeed. However, the cost of getting proper courier insurance can be relatively high, and not all courier companies can afford that amount of expense.
Small and medium courier companies are trying hard to reduce their insurance expenses, but in doing so they also reduce the amount of protection at the same time. There are methods you can utilise to reduce the cost of courier insurance for your courier business while still enjoying the maximum amount of benefits, and we are going to discuss these methods in this article.
As we all know, there are three common types of courier insurance: vehicle insurance, goods in transit insurance, and public liability insurance. Each type has its own system of quotes and fees, which makes the cost of getting full coverage relatively high. What you can do is get bundled quotes for all three insurances. You can do this if you are getting all three (or any possible combination of two) types of courier insurances from a single insurance company. They will be more than glad to assist you in getting the best possible quote for your courier insurance package, and in the end you will get a rather cheaper courier insurance quote suitable for your budget. Some insurance companies even offer discounts for such bundling, enabling you to pay even lower fees for the same amount of protection. The key is to be open with your insurance company and let them know exactly how much you are willing to spend on insurance.
Another way to reduce courier insurance cost is to let the insurance company know your available budget, and have them tailor a courier insurance scheme for your company. This way, you will get quotes you can afford and gain the best possible protection from the given premiums. Insurance companies will be glad to offer you assistance on this matter, guiding you through the entire process of selecting insurance schemes you need at an affordable price. For instance, you might not need public liability insurance. The insurance company will advise you to use only vehicle and goods-in-transit insurances for lower premiums. You still get the best protection you need, without having to pay unnecessary premiums.
Last, you can design your own payments term to cope with your cash flow. Yearly payments will probably be cheaper, since some insurance companies give additional discounts for customers paying premiums in full each year, but it might not be suitable for courier companies with tight budgets. Monthly payments can help you manage your cash flow in a better manner, but it will most likely be slightly more expensive compared to yearly payments. You can even pay for more than one year in advance, should your budget enable you to do so, and get even bigger discounts on your insurance fees.
Getting cheap courier insurance is not an impossible task to complete. It is all about finding the right solution to suit your budget. Don’t forget to compare quotes and do some research before making any decision on the best courier insurance quotes.
About the Author
Staveley Head provides insurance to courier businesses to prevent them from suffering any financial loss. They provide insurance policies such as
courier insurance
,
goods in transit insurance
and public liability insurance.
Would anybody like to join with me in a lawsuit against CamAirPets and the Pets Transit Insurance Co.Ltd ?
Yes its me again and I am out for blood or my money…I bet some of you recall trying to get an animal from Cameroon….well here’s your chance
to get even. The airport and insurance people have got me for $1000.00 ! I know I know…stupid stupid stupid….but that doesnt make it right for them to advertise, then change everything around to where by the time you have sent them so much money,
you are afraid you will lose it all if you stop the transaction…well I am here to tell ya….THEY WILL BE STOPPED !!! There is a formal internet site to file a complaint at WWW.IC3.GOV. You can go there and file or join me in my efforts to stop them from ripping anybody else off. Thank You for reading this and I am sorry if you were a victim too.
my e-mail is THEDRAGONWOMYN@SBCGLOBAL.NET
message me and email and tel me more about what you are doing and why. i love animals and will not stand for cruelty. of any kind.
but i really want to get kfc in trouble for the mean way they kill their chickens. they are still alive when they rip off feathers n dip them in hot hot oil and take off the beaks…. so message me or what not and give me more details of your cause. thanks!
Green Road wins top tech innovators in 2010 from "Mass Transit" Green Road, the world leader in driver safety and efficiency in a of 10 companies in 2010, the Mass Transit in the Top Tech Innovations list. Â The annual list honors technologies that make significant contributions to public transport Industry.