Auto Insure
Auto Insure
Allstate raises premiums for Pennsylvania customers
Allstate Property & Casualty Insurance Co. is imposing an average premium increase of 33.4 percent on about 45,000 Pennsylvania customers who buy only homeowners insurance from the company.
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If you, the (auto) insured, not life insured, are killed in an accident that you caused can your loved ones co
llect on your auto insurance policy for your death? Which coverage and what would be the limit on that death benefit? God forbid!
That depends on whether you carry Accidental Death and Dismemberment coverage on your auto insurance (typically either $5000 or $10000), and whether or not your state has Personal Injury Protection coverage that pays a death benefit.
You cannot collect under your own Bodily Injury Liability coverage whether the accident is your fault or not.